Housing Professionals

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• Regional Housing Advisory Groups

 Home Buyer Educators

• First Time Homebuyers

 Real Estate Professionals

• Real Estate Partners Program
• Sell More Homes With Minnesota Housing

 Lending Partners

• HDS Single Family Application
• Program Guidelines, Manuals & Forms
• Single Family Training & Technical Assistance
• Become a Minnesota Housing Lender
• Single Family eNews Archives
• Co-Branded Marketing Opportunities
• Single Family Servicing

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Sell More Homes With Minnesota Housing

As a Real Estate Agent, you are looking for the best products for your borrowers to help them buy their dream home and close as quickly and efficiently as possible.  So, how can Minnesota Housing help you?

• Low, fixed interest rates-Minnesota Housing offers competitive rates to help your client finance the home they want.
• Funds are always available-Our first-time homebuyer programs have funds available on a continuous basis through local participating lending partners.
• Downpayment and Closing Cost Assistance-We have the cash your client needs to close the loan and make their monthly payments more affordable and the flexibility to layer additional assistance from other sources.

Unravel the Myths of Minnesota Housing:

• FICTION: Minnesota Housing programs are for low income families only.
  FACT: Minnesota Housing income limits are based on family size; $58,400-$67,200 for household of 1-4 and $86,500-$99,500 for household of 10.  Purchase price limits are well above median price at $298,125.
• FICTION: Minnesota Housing programs have lots of requirements.
  FACT: Minnesota Housing loan programs enhance existing industry standard loan products by increasing affordability through interest rate and down payment assistance.  Minnesota Housing requires the following: be a first time homebuyer, meet income and purchase price limits.
• FICTION: Everyone has to pay a subsidy recapture tax.
  FACT: Three things must occur to trigger the tax; 1. Sell with in 9 years.  2.  Make a gain on the sale.  3.  Income increases substantially. Most borrowers are not subject to the recapture provision.

Learn more about what Minnesota Housing can do to provide your clients with low, interest loans and affordable monthly payments by registering for one of our Real Estate Partner program sessions, AND earn 3 continuing education credits, at no cost to you!