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• First Time Homebuyers

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• Sell More Homes With Minnesota Housing

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Mortgage Loan Programs

Buying a first home can seem overwhelming.  Minnesota Housing can help. 

What do Minnesota Housing Mortgage Loan Programs have to offer?

• Mortgage loans to purchase a home through local lenders for qualified low and moderate income first-time homebuyers in Minnesota
• Temporary financing to purchase and rehabilitate a home
• 30-year loans with affordable, low, fixed interest rates for the life of the loan
• Interest-free loans to help with your downpayment and closing costs

Which program is right for you?
If you've always wanted a home of your own, now is the time to start. Even if you think you can't afford it, don't have a down payment or have no idea where to start, Minnesota Housing encourages you to find out if homeownership is right for you.

Minnesota Housing Mortgage Loan Programs

Minnesota Mortgage Program (MMP) - Mortgage loans available throughout Minnesota with entry cost assistance for targeted borrowers

Community Activity Set-Aside (CASA) - Mortgage loans for specific community initiatives with entry cost assistance available

Homeownership Opportunity Program (HOP) - Mortgage loans for short term, temporary financing for the acquisition and rehabilitation of vacant properties in, or in imminent danger of, foreclosure and for properties (vacant or occupied) in Foreclosure Impacted Area

Urban Indian Housing Program - Mortgage loans for Native Americans with entry cost and monthly payment assistance

Ready to Apply?
Contact one of our Lending Partners located around the state, most of whom are right in your own neighborhood.  They will assist you with completing your application and getting you started down the road toward successful homeownership.