Consumer Housing

 Home Buyers

• First Time Homebuyer Loan
• Homebuyer Education
• Find a Mortgage Lender
• Am I Eligible?
• Lenders Partners By Program

 Home Owners

• Home Improvement Loans
• Foreclosure Assistance
• Reverse Mortgage Counseling
• Servicer Contacts

 Renters

• Housing For Families
• Housing For Seniors
• Housing for Persons With Disabilities
• Housing For Veterans
• Section 8 and Rental Assistance
• Vouchers and Accessibility
• Looking To Buy A Home

Current Interest Rates

Find A Lender

First Time Homebuyer Loans

Buying your first home can seem overwhelming.  Minnesota Housing can help. 

What do Minnesota Housing Mortgage Loan Programs have to offer?

• Mortgage loans through local lenders for qualified low and moderate income first-time homebuyers in Minnesota
• Affordable, low, fixed interest rates for the life of the loan
• Lower monthly payments and increased purchasing power
• Interest-free loans to help with your downpayment and closing costs.
• 30-year affordable fixed rate loans
• Minnesota Housing Mortgage Insurance Partners (MGIC, Genworth, RMIC and AIG United Guaranty) provide our borrowers with lower mortgage insurance rates and involuntary unemployment insurance at no extra cost

Which program is right for you!
If you've always wanted a home of your own, now is the time to start. Even if you think you can't afford it, don't have a down payment or have no idea where to start, Minnesota Housing encourages you to find out if homeownership is right for you.

Minnesota Housing Mortgage Loan Programs

Minnesota Mortgage Program (MMP) - Mortgage Loans available throughout Minnesota with entry cost assistance for some borrowers

Community Activity Set-Aside (CASA) - Mortgage Loans for specific Community needs with entry cost and monthly payment assistance

Urban Indian Housing Program - Mortgage Loans for Native Americans with entry cost and montly payment assistance

Ready to Apply!
Contact one of our Lending Partners located around the state, most of whom are right in your own neighborhood.  They will assist you with completing your application and getting you started down the road towards successful homeownership.