Consumer Housing

Minnesota Housing Mortgage Loan Program Eligibility

To be eligible for a Minnesota Housing First-Time Homebuyer Loan, you must meet these requirements:

Be a first-time homebuyer, meaning you have not owned a home in the past three years.
Have acceptable credit
Meet the requirements for income limits
Purchase a home under the following home cost Limits:

11-County Twin Cities Metro Area	Balance of State
$298,125	$237,031

Helpful Tools

Affordability and Mortgage Calculators-Calculate your mortgage payment estimate.

Freddie Mac: Calculators and Tools
GinnieMae: Homeownership Guide and Calculators

Contact
For more information on Minnesota Housing First-Time Homebuyer programs, call the Minnesota Housing Consumer Information Line at 651-296-8215 or 1-800-710-8871.

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Minnesota Housing Mortgage Loan Program Eligibility

To be eligible for a Minnesota Housing First-Time Homebuyer Loan, you must meet these requirements: