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Home Buyers

Minnesota Housing offers first-time homebuyer mortgage programs with low, fixed interest rates and downpayment and closing-cost assistance to help you affordably purchase your first home.

Steps to Homeownership:

  1. Homebuyer Education
    Not sure where to begin?  Start with homebuyer education and counseling.
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  3. Eligiblility Requirements
    Find out how much you can make and how much home you can buy with programs from Minnesota Housing.

    Mortgage Loan and Downpayment Assistance Programs
    Information on Minnesota Housing programs to finance the purchase of your home, including interest-free downpayment and closing cost loans.
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  5. Find a Lender
    Minnesota Housing has lending partners in communities all over Minnesota.  Contact a lender near you.